Wasteful!!!

It seems that most of the money is going to a sector that is not been used because of high co-payments. I do agree that it is really wasteful to allocate so much of the GDP to this sector. I have not researched much on Chile's health care system, but it seems the private sector is able to provide better services to its beneficiaries. Some of the services that it could provide would be more access to newer technology like diagnostics tests and treatment. This sounds like a good plan, except people choose to go to the public sector because they do not have to pay so much on co-payments. What is the point of allocating so much on a sector that people cannot benefit from it.
I could assumed that those that receive the quality treatment and services are those who have access, in other words, those who have money. It is sad to hear that in all of the countries we have studied so far, money has always been a factor when it comes to receiving quality health services. The people who need the most health care services are the ones that receive the least because they cannot afford it. This model seems to apply everywhere in the world regardless of how developed the country is at this moment.
Since a significant portion of the population is using public services, I wounder what is happening to the private health sector? Who is benefiting from all the services besides rich people?